Classic Car Insurance

classic car insurance
Classic car insurance Classic car insurance policy classic car insurance
Classic car insurance
Classic car insurance policy
classic car insurance

Classic car insurance



Classic Car Insurance

Classic car owners are unique individuals. They have achieved a dream that many only dream about and never achieve. If you own a classic car then you have achieved a grand goal. You own a prized possession. The flip side to that is the classic car insurance.

Many might say, if you can afford the classic car you can afford the classic car insurance. The fact of the matter is many classic car owners forfeit a lot to own their car. Some have the spendable income to continue to support their hobby in the manner in which it has become accustomed. However, many classic car owners are not flushed with cash.

Classic cars come in all shapes and sizes and actually as the years go on the amount of classic cars increase just because more cars are qualifying as classics as they hit the magical 15 - 20 year mark for consideration into the classic arena. Much like the baby-boomers, as we progress through the next 10 years we will see a massive amount of productive employees leave the workforce to retire. Some will be enjoying their classic cars and searching for the right classic car insurance.

There are several important factors to consider before you venture out to purchase your classic car insurance for your classic gem.

First, determine how many miles you will drive the car. If you just purchased the car and you will have it in the shop for 12 months before you want to drive it around then let the insurance company know that. If you know that you will only be taking the car to one or two shows that are within 50 miles let them know that. The classic car insurance will basically let you drive about 5,000 miles at a decent rate. If you enjoy taking the car out on weekends just 'cruzin' you might be surprised at how fast those miles can add up. Do some calculations and be as accurate as possible. Remember this, the more you drive it the more you will pay in classic car insurance.

Next do your research. This is easily done on the Internet. You might check with the insurance company you have for your modern car. Many insurance companies have a antique and classic division of insurance. The basic rule of thumb is that if the insurance company does not have a website you would not want them insuring your classic car. As you do the research for the classic car insurance that is just right for you remember there are different classes of cars.

There are three divisions of cars. These are 1934-1970 - Classic Car, 1903-1933 - Vintage or Antique Classic Cars, prior to 1903 - Veteran Cars.

As you might imagine the Veteran Cars are quite rare and often one of a kind. The classic car insurance on these is quite steep.

The Vintage or Antique Classic Cars are not as steep but the classic car insurance for this group would not be the cheapest. These cars from 1903 -1933 are rare and yet quite the eye catcher.

The Classic Car division has a significant number of years included. It is only 36 years, however, as time marches forward the years will increase, as more cars become classics. There will be a need for more and more classic car insurance and that should aid in the lowering of the cost some.

As we stated the best way to shop for classic car insurance is to do research on the Internet. The prices can be competitive. The important thing is to know the numbers. Know how much you need to replace the car. You will also need to consider more than just collision, but also personal injury also. A classic car insurance policy will take into consideration that these cars are made differently. Many of them were made with actual steel. Many of them do not have any 'forgiveness'. That means that the injuries could be significant.

The classic car insurance policy factors in a lot of statistics to determine the actual insurance needs. The important factor here is to shop around. Get actual quotes for your classic car insurance policy. Get the details about the coverage and continue to shop around.

This may seem like a small niche, however, this is a fast growing niche that is destined to only grow exponentially as the baby boomers retire and begin indulging themselves in their hobbies, of which classic cars is a significant portion. And classic cars need classic car insurance.

So, realize your consumer power is increasing and you may see prices change for the better, to remember to get new quotes from time to time. It would be advisable to get new quotes each year before you renew your current classic car insurance.

Enjoy.




classic car insurance
Classic car insurance Classic car insurance policy classic car insurance
Classic car insurance
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